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Email: [email protected] | Call us: 0838131978
Representative Example: If you borrow 500 over 6 months at a rate of 9.5% per annum (variable) with a representative 15.19% APR you will make 6 monthly payments of €92.96, repaying €557.76 in total.
Value Money is a licensed lender. Warning: Late repayment can cause you serious money problems.
You could receive the money the same day with Value Money!
Get the cash sent to your account in 15 mins!*
Helping our customers to find a suitable option for bad credit .
We use cutting edge technology to match you with a loan provider in just seconds!
All your details will be securely held and not transferred to third parties without permission.
You won't find any additional charges with us. The rate you see we has set.
All loan applications are processed electronically so no need to sign any documents in the post or in person
We are a Private Lender company serving every customers.
You could get an instant loan decision online up to €500,000 today! The loan application options you can get via Value Money are designed to make your life easier – sometimes you have an emergency and need that little bit of extra cash to get you by – we’re here to help. Apply via our website and you will be able to see we accept you for €1,000 to €500,000 loans (between 6 and 120 months). It’s possible to get your loan on the same day*.
We provide short-term loan – individuals with bad credit are always welcome to apply. We always strive for variety and flexibility – offering loan application options for everyone – even if you have been declined for credit elsewhere.
Our application process has been designed to be as quick and easy as possible – especially for you.
Our aim is to offer loan applications at an affordable rate, it’s that simple.
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Fast Loans to Suit Your Needs
Quick loans, also known as ‘fast loans’, are short term loans that are to be used in financial emergencies. Lenders approve and deposit the money quickly so that you can solve your money problems as soon as possible. They are typically used to cover the cost of things such as one-off bills and unexpected repairs. At Value Money, we provide quick loan applications for amounts of up to €5,000.
Many of us will face some kind of financial problems in our lifetimes. However, when unexpected expenses appear, many traditional lenders can leave borrowers waiting for long periods of time to receive a decision on their loan application. In this case, quick loans can provide borrowers with the funds they need as soon as they need them.
If you need a quick loan you can borrow anything from €100 to 5,000, which will be enough to cover the costs of any short-term emergencies which you may be having such as car repairs, unexpected bills and boiler or home repairs.
While there arent any restrictions on what you can spend your quick loan on, there are some things that you should avoid using them for. If you’re struggling to pay off existing debt, for example, then we don’t recommend you take out a quick loan.
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Small loans are usually taken out in times of financial emergency. Many applications for small cash loans are used to cover the costs for things such as unexpected bills or the costs of repairs. As the loan amount and terms are short they are ideal for short term cash flow problems.
These loans can cover things such as, but not limited to:
If you’ve found yourself in a bit of a financial predicament and don’t know what to do next. Whether your washing machine has broken or whether you need money for car repairs to tide you over until payday, a cash loan could help your circumstances.
At Value Money, we can provide small loans applications in London for as little as a month up to 2 years. How long you wish to repay may depend on how much you wish to borrow. However, whether you wish to borrow for 6 months or 12 months, or on your next payday, we can help.
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A no-guarantor loan is one signed without a guarantor. In the absence of a guarantor, the borrower is fully responsible for repayment of the loan. Having no safety net means lenders consider the borrower a higher risk, which can lead to higher APRs than guarantor loans.
These loans are for people who would rather not be dependent on a guarantor and would prefer the responsibility of the loans. This means that no relationships are damaged should you fail to make repayments, as the borrower is the only person responsible.
In order to be considered eligible for finance , you must meet the minimum requirements:
Having a regular income and a good credit rating will make it easier to get a cash loan with no guarantor, but lenders are usually flexible and could accept applicants with bad credit.
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6 Month Loans: Borrow up to €500,000
Payday loans are suitable for some people, as they are repaid in 30 days, but others may prefer to spread the cost of borrowing over a longer short term period, such as six months. A six month loan is a great option in many situations, but there are a few things you need to think about first.
Six-month loans are short-term loans that are borrowed and repaid over a set period of six months. They are typically used to cover living expenses such as rent and bills. Loans of this type spread the cost of the loan and the interest over six equal payments.
It is common for applicants to worry that their poor credit history will prevent them from borrowing money.
There are still lenders who will offer you credit if you’re looking for a cash loan for 6 months. APR and interest rates may be higher for applicants with poor credit ratings, therefore, you should always consider this when making your decision.
Some of the amounts most applied for by applicants include €100, €200, €500 and €1000 loans.
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London 12 Month Loans
A 12-month loan is a short-term loan, which is borrowed and repaid within a fixed period of 12 months. Applicants will repay the money borrowed in fixed monthly installments along with any interest or fees charged by the lender.
You can use 12-month loans to cover expenses such as unexpected bills, home improvements and repairs, or appliance replacements.
There are a variety of lenders offering 12-month loans, including short-term lenders, banks and building societies, and some payday lenders, so you can apply in a variety of ways.
To apply for a loan with Value Money, all you will need to do is to fill out an online application form with some personal and financial details. Once your application has been submitted and approved by a lender, you could receive your loan in as little as 24 hours.
Value Money are a tech platform, consciously helping you to find a suitable short-term loan.
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Need a loan while on benefits?
By assisting applicants in finding suitable short term finance deals, we ensure you are matched with a lender on our panel that best suits your needs. We guarantee a quick and easy application process, and all of the lenders we work with can transfer funds in as little as 24 hours.
In the event that you receive income support, such as universal credit or disability benefits, you may have difficulty obtaining a loan from a bank or building society. However, some short-term loan lenders may be willing to lend you money, subject to your credit rating and affordability.
Generally, unemployed or state-benefit customers need to borrow from a lender or broker who specialises in finding them such financing. Interest rates and APR may vary depending on the lender, so check your terms and conditions beforehand.
If you’re looking to borrow money and claim benefits, here’s how we at Value Money may be able to help. We provide a range of different loan applications for amounts of up to 5,000 for 1 to 24 months.
Applying through Value Money is always quick and easy. It only takes 1-2 pages to apply. You can apply on the go or from the comfort of your own home. Even better, you won't have to make any calls or fill out anypaperwork.
By searching a large panel lenders in real-time, we are able to provide you with an instant decision. You will find out whether or not you have been approved within seconds of applying.
Most lenders will deposit the cash directly to your account within 24 hours! There areno paperwork to fill out; apply for loan options up to €5,000 today!
As a lender we offer applications from €1,000 - €500,000. As you can borrow in €1000 increments, you can customise your loan plan and borrow money to fit your situation. Please note that although individuals with bad credit are welcome to apply.
Typically, lenders can approve loans within 15 minutes, which means your money can be deposited into your bank account on the same day you apply. Please note that although individuals with bad credit are welcome to apply, we cannot guarantee that a lender will accept your application. All applications are subject to approval from the lenders on our panel.
We offer short-term finance applications , and our application process is designed to make your life easier. Whether you have bad credit or need help covering an unexpected bill, we may be able to help. Please note that although individuals with bad credit are welcome to apply.
Get A Free, No Obligation Quote And The Money Could Be In Your Bank in 15 Minutes
*Once approved, your loan could be sent within minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.
Monday - Saturday: Online Available 24/7
Our next physical meeting slots are available from 18th June 2024 ( Subject to availability ).
Loans available to over-18s only, valid bank account, subject to status.
Value Money is regulated with Reg. No.: 40003560720.
Warning: Late repayment can cause you serious money problems.